Build the house you have been thinking of. Buy the car of your dreams. Take that long-pending vacation. Get your children enrolled in the top schools. Do all this and more with loans from ICICI Bank. We offer a wide variety of loans to suit each one of your requirements. Take a look at the products we offer and see for yourself how versatile our range of loans is.
Getting a home loan from ICICI Bank is quick and easy. We have an accommodating eligibility criteria and we offer lower EMIs at attractive interest rates.
Loan Against Property
Got a property that you can mortgage in exchange for a loan? Then you can avail ICICI Bank’s Loan Against Property (LAP) for your business or personal needs. Mortgage both residential and commercial properties and enjoy comfortable EMIs over long tenures going up to 15 years.
With an extensive network of multiple channel partners in a number of locations, ICICI Bank is among the most preferred financiers for car loans in the country. Our tie-ups with the leading automobile manufacturers ensure that you get the best deals. Choose our car loans to enjoy flexible schemes, a simple application process and quick loan processing at the click of a mouse.
What do you desire? A dream holiday? A destination wedding? Some home renovation, or the latest gadgets? Make all of these dreams come true with personal loans from ICICI Bank. We offer loans up to ?20 lakh at interest rates starting from as low as %.
Why hold yourself back from getting your favourite gadgets when you have ICICI Bank’s Consumer Finance to back you up? Avail of this loan from us and get your hands on that device you’ve been eyeing or that consumer electronics product you need and pay for it in easy Equated Monthly Instalments (EMIs).
Perhaps you have just excelled in your exams and are looking for the right institute to enrol in. Maybe you’re planning to take a break from your career to study further. Or perhaps, you’re looking for the top universities for your children. Whatever be your reason, your search for the best educational institute must not be bogged down with worries about finance. Here’s where ICICI Bank’s Education Loans can help.
Avail a loan against gold and gold ornaments from ICICI Bank and meet your emergency financial needs without any hassle. With this loan, you can obtain funds against your gold and gold ornaments without having to sell them.
Loans Against Securities
Got some securities that you can use as a guarantee? Simply pledge these securities in favour of ICICI Bank and get an overdraft facility equivalent to the value of the securities pledged. It’s that simple and quick.
Commercial Business Loan
ICICI Bank Commercial Business Loans offer complete banking solutions for all your financial needs. With our commercial vehicle loans, construction equipment loans, working capital solutions and customised current accounts, we offer the perfect range of financing options for your commercial needs.
Pradhan Mantri Mudra YoMY)
Pradhan Mantri Mudra YoMY) is a collateral-free loan up to ?10 lakh, available for micro and small manufacturing and service units. Avail this scheme through ICICI Bank and give your business the boost it requires.
Stand-Up India Scheme
The objective of the Stand-Up India scheme is to facilitate bank loans between ?10 lakh and ?1 crore to Scheduled Caste (SC) or Scheduled Tribe (ST) borrowers and to borrowers who are women, for the purpose of setting up a greenfield enterprise (a first-time venture), in the manufacturing, services, or trading sector.
Government Sponsored Schemes
Under these schemes, the applicant can avail the Bank loan to start its own business, which will help improve their livelihood and uplift their standard of living.
In few schemes, the rate of interest is specified by the Government, while the other schemes are offered at interest rates in keeping with the Bank’s pricing policy. The current effective rate of interest charged by the Bank is blog % which is effective till .